NOTE - This role is a short term contract for 3 months.

We are looking for an experienced Senior T24 Tester - Trade Finance with strong hands-on expertise in Trade Finance products and Temenos T24. The ideal candidate should have deep functional knowledge of Trade Finance operations, strong testing experience, and the ability to validate end-to-end transaction processing across portals, workflow systems, and T24. Key Responsibilities

• Perform end-to-end functional testing of Trade Finance products and processes, from customer/product onboarding and setup through transaction processing, settlement, reconciliation, and reporting.

• Test Trade Finance products including Letters of Credit (LC), LC Drawings, Guarantees, Documentary Collections/Bills, Trade Loans, and Murabaha.

• Perform hands-on testing of Temenos T24 Trade Finance modules, including LC, Drawings, DC/Bills, and Loans & Deposits (LD).

• Validate the complete contract lifecycle, including creation, authorization, amendments, enquiries, overrides, settlements, and closures.

• Test T24 Delivery (DE) functionality and validate SWIFT message generation and processing.

• Validate integration between web/mobile portals, BPM/Workflow engines such as Newgen, and Temenos T24.

• Validate T24 back-office processing, including limits, collateral, charges, commissions, accounting entries, posting restrictions, and COB/EOD processing.

• Perform transaction reconciliation and validate end-of-day balances, transaction histories, accounting entries, and statement generation.

• Create and manage synthetic test data that accurately represents real-world financial and production scenarios.

• Validate SWIFT messages and ensure compliance with applicable Trade Finance standards and ICC guidelines, including UCP 600 and URDG 758.

• Perform API testing using tools such as Postman or SoapUI.

• Validate compliance screening workflows, RBAC, access controls, and security-related scenarios.

• Identify, document, track, and manage defects using JIRA, ALM, or similar test management tools.

• Work closely with business analysts, developers, T24 functional teams, and business stakeholders to resolve issues and ensure successful testing.

• Plan and execute multiple testing streams while maintaining quality, timelines, and testing documentation.

• 6+ years of experience in software testing, preferably within banking/financial services.

• Strong Trade Finance domain expertise with hands-on experience in:

• Letters of Credit (LC)

• LC Drawings

• Bank Guarantees

• Documentary Collections / Bills

• Trade Loans

• Murabaha

• Strong hands-on experience with Temenos T24 Trade Finance modules.

• Good understanding of T24 core concepts, including limits, collateral, charges, commissions, accounting, posting restrictions, COB/EOD, and reconciliation.

• Ability to read and interpret T24 enquiries to validate back-office results.

• Strong understanding of SWIFT messaging standards and ICC guidelines, particularly UCP 600 and URDG 758.

• Experience testing portal-to-BPM/Workflow-to-T24 integrations, preferably with Newgen.

• Hands-on experience with API testing – Postman/SoapUI.

• Experience with JIRA, ALM, or equivalent test management tools.

• Understanding of RBAC, security testing, and compliance screening workflows

• Strong analytical, communication, planning, and problem-solving skills.

Preferred

• Experience working on Trade Finance transformation, migration, or integration projects.
• Experience with T24/Temenos Transact implementations or upgrades.
• Banking experience in UAE/GCC markets.
• Immediate availability or ability to join within a short notice period.